The interest rates are still absolutely favorable, the surcharge at the beginning of the year is about 0.5%, with some institutions slightly more or slightly less. You buy a house and pay it off over 20+x years, if you had financed 5 years ago you would be happy now. Take an interest rate lock-in of at least 15 years and you can't go wrong.
(x) Voki is boring
(x) Voki is reading the "Zinsentwicklungsbeiträge"
(x) Voki has already seen much smarter people lose a lot of money with interest rate bets
(x) Voki still has crystal balls left
( ) Voki believes that someone here can predict the development
( ) Voki recommends courses of action based on the posts in this topic