Own home: interest rate development / interest rate / interest rate increase / conditions

If interest rates rise, building will definitely become cheaper. Demand decreases (see above), so construction companies, material manufacturers, etc. have to share a shrinking pie, which inevitably leads to more competition.

Also unclear to me why building material prices have risen so much. It can't be gasoline, it has been relatively cheap for a longer time compared to previous years. (It was always argued that prices had to be increased because fuel had become so EXPENSIVE, but conversely nothing became cheaper)

As described above, supply/demand. Ultimately, low interest rates make affordable construction possible, but this is again offset by rising construction costs. Somehow also contradictory

That's exactly the point! And in addition, you also have to build up reserves for maintenance, everything must be well thought out.

Apparently I ended up in the banking friends/privileged forum, judging by the way you express yourself.

We can only boil with water, sorry! Regards

Sorry, haven't read such nonsense in a long time.

Banks = privileged people who change interest rates whenever they feel like it – no comment...

First, educate yourself on how the interest system works before you write such nonsense.

Ever heard of money supply policy or interest rate policy? Maybe even supply and demand?

But it's much easier to shoot at the evil banking elite than to switch on your brain before posting...

Oh yes, the banks have always been the good guys, right? You don’t really believe that yourself! At least I don’t need to insult anyone! Great forum!!!

The banks certainly aren't doing themselves any favors by locking themselves into all those 1.4% interest loans that they will have to finance in 5 years with 2% government bonds. You are of course right - I think they were a bit shocked themselves when the yield temporarily multiplied by ten.

Sorry, I don't understand. What does a bank have to do with government bonds and refinancing? And why in 5 years... I really don't get it.

You insult an entire forum because you don't like 2-3 statements? THAT is really out of line...

Leaving aside the nonsensical statement regarding the banks...