House on parents' property - inheritance problems?

  • Erstellt am 2020-02-26 12:52:49

Pinky0301

2020-02-28 08:46:26
  • #1
Property tax is okay, real estate transfer tax I find fucking disgusting...
 

RomeoZwo

2020-02-28 09:27:45
  • #2

If then please a lifelong usufruct right. That does not expire if you move out for a while.
Since single-family houses have, as far as I know, an economic depreciation period of 50 years, the value of the OP's house can probably be almost set to zero by a lifelong usufruct right. That would be the solution to get away with it with a blue eye now.
 

Pianist

2020-02-28 09:46:44
  • #3
Who would generally be a suitable advisor? Rather a lawyer and notary who has relevant experience in notarization? Or a tax advisor?

On the subject of taxes: Of course, taxes are important to finance the core tasks of the state. And if I have to pay a lot of taxes, then I have also earned well, so I initially have no fundamental problem with that. I am also in favor of social balance and of the stronger supporting the weaker. But I think it is sufficient to pay taxes exactly when you have earned something. And not repeatedly on something you already have. I see families across generations in this regard. Wealth should remain within families and increase from generation to generation. Especially with real estate wealth, it is the case that you initially do not earn anything from it, as long as you live in it yourself. As a tenant, I certainly would not and could not afford such a large house.
 

Tobibi

2020-02-28 10:17:55
  • #4
Especially with large family fortunes, new income is continually generated. If neither wealth nor inheritances are taxed, this only results in the devil repeatedly shitting on the big pile.
 

Climbee

2020-02-28 11:11:37
  • #5
Go to a good notary - even though a top exam is required for this profession, there are also quite a few idiots there. So check if the notary you choose doesn't have bad reviews (we could have saved ourselves a lot of trouble, money, and time).

Otherwise: you can complain all you want, the house currently belongs to your father. Period. Stop discussing whether you could have convinced someone or if you were advised incorrectly back then, etc. It belongs to your father. If I read between the lines correctly, your father is definitely not willing to throw money to the "cutthroat" notary and/or tax advisor – instead, he asks (free of charge!) at the tax office. But that won't help you today, and back then the austerity apparently didn't help in the long run either. I am convinced that the tax advisor told you at the time that you would save money CURRENTLY and from then on everything seemed clear. I can well imagine that the addendum "but please note that..." was not paid attention to back then.

So: put your money where it belongs, get good advice (why do you want it for free?), find a solution and please definitely keep in mind that the problem won't be the inheritance (inheritance tax aside), but really the case that the father becomes in need of care and then the social welfare office reaches out.

I would divide the property appropriately, also clarify the preemptive right. Then a gift of the part on which your house stands. Unfortunately, the house you built will then be included in the exemption, but with a clever division of the property it should be possible for you to stay below the exemption limit. If another division is also under discussion – what was it with the rear part of the property? – then do it all at once; in the long run, it is cheaper than starting over in five years. Include everything at once: right of way, sewer, how long it should last (for example, this can be tied to the father's lifetime).

But you will not get around having to put money into it. Otherwise, someone else will take the money in a few years – and personally, I would like that the least.
 

Pianist

2020-02-28 11:12:20
  • #6


But that would be completely fine. Experience teaches that families think much more long-term than, for example, politics. So why punish people who can handle money by giving it to those who cannot?
 

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