What is there really to investigate afterwards?
In your mid-20s you are legally an adult, but too young in life experience for many things. At that age, consumption and enjoyment are the focus. The chance of owning a house (consumption) has blinded you. Besides, you probably blindly relied on your parents and didn’t take care of it yourself.
I certainly have no desire to pay inheritance tax on my self-paid house. I am against any form of wealth taxes anyway.
What does the state care about what you want? Regardless of whether you reject various taxes or even the entire legal system, it applies:
Ignorantia legis non excusat.
Enough complaining, now I want to contribute something constructive:
The inheritance case that is being worked on here is the much smaller risk. Much more dangerous is the already mentioned and ignored case of needing care. Your house is not occupied by you as the owner. [..]
But there is indeed the risk that your house must be sold to pay for nursing home costs.
You could have a right of residence registered in the land register. Then you are protected. The right of residence also significantly reduces the value of the property, so the inheritance tax may be lowered. However, your tax advisor should be able to explain which figures are used to assess the tax. In case of doubt, the rear property could also first be sold to cover nursing home costs.