Thank you for the answers.
Currently, before the marriage, it is the case that as the landowner, I am also the owner of everything built on it. And that is, after all, also equity from my girlfriend.
This can be implemented relatively easily by transferring her shares of the land to the extent of her equity.
The question now is how it behaves in case of a separation:
- Worst case: After one year, a finished house stands on the land (land charge registered) and her proportional share of the land no longer corresponds to her equity. Then I would have a problem.
- If we leave it as it is, she "feels" like she is paying for a house that she does not own because it is on my land.
I am looking for a fair solution that also counts her years as a mother as "repayment years." Is this solved via the land or does it require a marriage contract?