The house is being built now after all. Not much can be changed anymore anyway.
If the upper floor is really going to be expanded in a few years, the OP might have to work with dormer windows.
Everything could have been planned differently, but it was not desired.
Wind is not a reason to avoid breakfasting outside.
A hedge, a piece of privacy fence, and the terrace are protected from the wind.
And here you know what wind is and what cold is. We have 6 months of winter and 6 months of cold.