Error in financing?

hello,

strange that there was only a direct reaction to my last post.

: From your post I read that you don't believe we can really repay the money because of our lifestyle? But you are also aware that all the loans were significantly higher, we have now effectively paid off a lot per month for over 3 years and will be finished soon. We managed that and it never got tight. And I gladly repeat that the current plan, as risky as it might be regarding what-if scenarios, does not overall cost more per month than what we currently pay in rent + repayment.

I could understand many arguments much better if we wanted to spend additional money and I said, yes yes, from now on I don’t spend that much anymore but pay more into the house monthly than I have in fixed costs. That could be doubted. But as paradoxical as it now is - if a house comes, I initially necessarily pay no more than now (I just need every leftover euro then for things that arise), but if I want to save a lot of equity and don’t have a house yet, I necessarily have to put aside more per month than what we currently repay and I will later have a house and pay off longer in retirement.

Obviously, that is another financing because not more than 100% but maybe 100% or even less, but still the points just mentioned are somewhat strange...right?

there has only been a direct reaction to my last post.

strange that there was only a direct reaction to my last post now.