Error in financing?

What am I getting wrong again and how do I stand out from others?

You stand out from 97% of all homebuilders with your >100% financing. This means your burden and risk are significantly higher than everyone else’s. But I guess I better leave it at that now, you’ll notice it once you’ve moved in... or maybe only when you have to move out again.

Deleted
Construction Expert

You ask about mistakes in financing and then you get the answers "Deleted; Construction Expert" and become abusive?

You have one child and want a second. Living as a family of four on €1,500 is no picnic for someone who was used to getting everything immediately now with 0% financing.

Quote this part so that everything gets twisted, tell me, are you serious???

Of course, I will briefly address any follow-up questions. Please explain to me how/where I have distorted even one thing by quoting? Thank you.

By the way, I have reported your post because of the contained insults.

Of course, I will briefly address any follow-up questions. Please explain to me how/where I have twisted even one thing by quoting? Thanks.

By the way, I reported your post because of the contained insults.

I reported yours too - then both can be deleted^^ But good that you still had to say it here again

Twisting because it reads as if that were the standard procedure? It doesn’t even include unemployment benefits, child benefits, etc., which would apply in such a case, and of course only for a short duration.

It’s really funny here... I have already asked many friends about this post, who have also built or worked in the financial industry, former bank clerks, etc... and really no one has remotely such concerns as the specialists here.

It rather sounds like "yes – having equity is always better, and 10 years ago it wouldn’t have been possible without it, but now many do it and it’s not worth saving first and then the interest rates go up, and in the end you have to pay longer when no income is coming anymore."

That’s how it all sounds – but presumably no one will even believe me now

I agree with you

For what reason? Moreover, I do not want your post to be deleted. Rather, I would expect a warning. From an Account Manager with high budget responsibility, I would indeed expect that he can behave himself and does not use anonymity to insult others with foul language and is not aware of any guilt.

If everyone else knows better than the "specialists" here anyway, why are you even arguing? You better start picking out tiles or the kitchen already. During the construction phase, it's totally stressful!