HB-NH2015
2016-06-20 07:26:40
- #1
You should at least know the current top players (if necessary from your own preliminary research) when you enter into discussions with the brokers. That can be an advantage. This way, you can question why they suddenly don’t appear in the result list....
For us (Interhyp), it was the case that due to my wife’s temporary position after parental leave and relocating, the Allianz was systemically excluded and therefore did not appear in the result list. However, I knew from the forum and from their online calculator that they generally have good conditions.
And when I asked about Allianz, we just removed the temporary employment check mark from the system and then it was displayed, with significantly better conditions than the previously highly listed banks and with an extra discount on the KfW portion.
In the application, we of course truthfully indicated the temporary position. But since my income alone can cover the rate in the worst case, that was OK for Allianz.
For us (Interhyp), it was the case that due to my wife’s temporary position after parental leave and relocating, the Allianz was systemically excluded and therefore did not appear in the result list. However, I knew from the forum and from their online calculator that they generally have good conditions.
And when I asked about Allianz, we just removed the temporary employment check mark from the system and then it was displayed, with significantly better conditions than the previously highly listed banks and with an extra discount on the KfW portion.
In the application, we of course truthfully indicated the temporary position. But since my income alone can cover the rate in the worst case, that was OK for Allianz.