Desirable property affordable? Experiences?

2023-01-25 05:25:06

In the medium term, it should become a single-family house.

Then you have to start saving immediately. Currently, you break even. 2k rent + 3k living expenses. You need much more equity so that the interest doesn’t eat you up. Honestly, I don’t see it. Additional saving can only come from the wife’s salary, and when that will reliably be available again on a part-time basis with 3 children is questionable. You probably have to step in much more often than your husband. And the repayment as well as the saving already depends entirely on the husband’s very well-paid job. Honestly, I don’t see you in a house; your region is too expensive.

2023-01-25 09:25:17

Sorry, but townhouse does not automatically mean cheap, and that you cannot afford anything else. The more urban you want to live, the denser the development becomes. The townhouses in my neighborhood can only be afforded by academic couples with money. Those who do not have that have to move further out of the city. oh yes, on the topic of too little space and so on: We live here with 4 children in the 150m² end terrace townhouse. Office, laundry cellar and workshop cellar are all available, as well as the private garage. I definitely do not miss a detached house. So really better not to close your eyes in this direction.

An end terrace townhouse is anyway like a semi-detached house in terms of feel. We live in one too and are super happy!

2023-01-25 09:36:39

I find it very interesting anyway that all proponents of the terraced house live or have lived in an end house ;)

And no, terraced house does not mean cheap. There are some on our still walking route. The end houses are great and have a lot of land. With standard land values over €1000, the plots are also correspondingly valuable. And the middle houses are always significantly more expensive than our new build budget.

2023-01-25 10:34:27

For land reference values over €1000

They are called RH but also townhouses. At least in Berlin, and they often cost around a million within the S-Bahn ring.

2023-01-25 11:13:43

Of course, there are also terraced houses with larger plots, which are wider, etc. But if the issue is precisely that the current project (at least in the current situation) is too expensive, then probably an extra-wide end terraced house on a 1000sqm plot won’t be significantly better either.... (because as mentioned, terraced houses don’t have to be cheap either...)

I haven’t really seen much of that in newer projects either; usually it’s more tightly packed. Personally, I’m not someone who needs a 1000sqm garden anyway, so that suits us just fine ;)

2023-01-25 11:50:15

I don't need 1000 m² of garden either. But I would prefer 1000m² of land to my 498, of which already 60 are lost for the driveway (GFL rights for neighbors). And then terrace, garden shed, trampoline, greenhouse, carport, and whatever else is planned. Probably 1500m² is still not enough if you also want a bit of green space. I just calculated how much area the kid's trampoline takes up: 42m²!!! How I let myself be talked into this... It's a good activity, but half of that would probably have been enough.

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Desirable property affordable? Experiences?

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