In Germany, however, there are also a lot of people who do not want to have the responsibility that a property entails at all. In addition, a property ties you down. Especially with high earnings, this is often seen as an argument for renting because it often makes job opportunities harder to realize. Many do not want to restrict themselves even a little for a house. In other countries, it is not necessarily common to fly on vacation three times a year and to want many things immediately and instantly. Here, however, many want everything immediately and right now, and when you think about an apartment/house at 30 or 35 and have no equity, the rude awakening comes and suddenly everything is unfair. I currently experience this in my circle of colleagues as well. Mid-30s, A9 and A13 and 0€ equity because everything has been spent on consumption, and now they want 550,000€ from the bank for a house and start sweating over the repayment. When my wife and I are in our mid-30s, we will no longer have 140,000€ in debt and we have an A9 and A10, and in our opinion, we have not given up anything. Life attitudes can be so different.