Construction financing - How will it change in the future?

Well, I rather think it's because millions of potential homebuyers are currently on short-time work for an unforeseeable period. What kind of madman would come up with the idea of tying themselves to a mortgage in such a situation? It could also well be that the house built today is only worth 80% of the original purchase price in 2 months. Just out of interest: What actually happens from the bank's side in this case? Do they have to accept it, or is the contract then adjusted (are they even allowed to)?

It can also well be that the hut built today is only worth 80% of the original purchase price in 2 months. Just out of curiosity: What actually happens from the bank's side in this case? Does it have to accept it as is or will the contract be adjusted (is it even allowed to)?

According to the terms and conditions, the bank has a right to request additional collateral. Alternatively, loan termination if the customer cannot provide it. Possibly case-by-case arrangements such as private sale of the property or partial repayment against a guarantee.

But which bank does that with a +100% financing, when the debtor thereby falls into enforcement and the bank does not get its money back in full.

Everyone who, for example, wants to gain market shares Everyone who knows how to reallocate non-performing loans Everyone who gives decision-making authority into the hands of commission recipients Everyone who still has a few targets to achieve for the coming quarter ...

No, even the 125% financings are not healthy