Construction financing - How will it change in the future?

I currently have doubts about closing now and regretting it later.

You will regret it anyway. So just do it! Screw a fraction of a percent – for that, you get a house you couldn't have afforded a few years ago. Look forward to it and don't cry about paying 20€ more or less per month now. It's not the financing that costs money, but a house that is not properly planned and built.

You will regret it anyway. So just do it! Screw a tiny fraction – for that you get a house that you couldn’t have afforded a few years ago. Look forward to it and don’t cry about whether you pay 20€ more or less per month now. It’s not the financing that costs money, but a house that is not properly planned and built.

Thank you! You give me courage!

Thank you! You give me courage!

If the KFW runs massive funding programs, you probably don't think the prices will stay the same... Inflation is desired because the state can pay off its debts more easily this way, wages will rise, etc... So act and don't wait, you will never catch the bottom.

Thank you! You give me courage!

We are facing the same question and will probably finalize in the next two weeks. We also considered waiting, but in the end no one can really know what will happen. We still have the 2019 price on offer because we have been planning with the general contractor since autumn and negotiated it that way. The inflation surcharge for 2020 is about 3%, which means that for it to be cheaper for us, construction prices would have to rise by more than 3 percent. However, the interest rates are no longer as good as they were 4 weeks ago. But still better than a year ago. You must not let yourself be driven crazy. Historically, interest rates are still insanely low. And when it comes to new construction, you can't plan more precisely than within a range of plus/minus 5-10% anyway.

We are facing the same question and will probably finalize in the next two weeks. We also thought about waiting, but in the end no one can really know what will happen. We still have the 2019 price on offer because we have been planning with the general contractor since autumn and negotiated it that way. The price increase surcharge for 2020 is about 3%, meaning that for it to be cheaper for us, construction prices would have to rise by more than 3 percent. However, interest rates are no longer as good as they were four weeks ago. But still better than a year ago. You shouldn’t let yourself get crazy. Historically, interest rates are still insanely low. And when building new, you can't really plan more precisely than within a range of plus/minus 5-10%.

I absolutely agree with you! We also still have the 2019 prices on offer. Whether that's really true or just a sales tactic remains to be seen. It’s simply a big step in life, so naturally you give it some thought! But you are right, we will do the same and I will discuss it with the financiers in the next few days.

Whoever thinks they know the development can just send me the lottery numbers for Saturday

6 13 16 29 41 43 and the super number is 5