Baukindergeld - Interpretation of the new funding guidelines

Who is supposed to chat? As with the Baukindergeld, the new property should count as the primary residence for the Eigenheimzulage as well. What do you think, how many have registered the new property as their primary residence but don’t even live there? Once it’s approved, no one asks anymore. And no, I have not received any Eigenheimzulage. I have always been a tenant until now.

But until the end of 2020, there is still 1 1/2 years left, right? Besides, none of this really matters. In my situation, something like that is out of the question anyway. We will buy in the next 2 months as soon as the land register entry has been made.

Well then file for a divorce, change your name, buy from and back to your ex and submit everything. By the way, there are supposed to be people who work at kfw and read here, just so you know.

By the way, there are supposed to be people who work at the KfW and are reading here

That may be. But I’m buying without subsidies, so I don’t really care.

To make things a bit more objective again:

- The whole quagmire of criminal law should please be avoided if there is no knowledge in this area and §§ are just thrown around carelessly.

Legal structuring options cannot lead to criminal liability, even if it may be considered "unfair" or not liked by everyone that such a subsidy is obtained or, as is often said, "evaded."

The only decisive factor should be whether KfW strictly adheres to the funding/non-funding requirements or also looks beyond the "horizon."

Keyword "civil law circumvention transaction."

Simply put: You create conditions that actually do not exist in order to achieve something. Such circumvention transactions lead to invalidity of the property or are not taken into account.

If they simply say: acquisition from first-degree relatives is excluded and an "intermediate acquisition" is not, then that is just the way it is.

If they say, okay, this bypasses the funding exclusion, then no funding either, then that is also just how it is.

I do not want to do any "shady stuff," but if such an intermediate acquisition is possible, then why not.

Therefore, I inquired at KfW (where it was said here that they do not give information). Here is the answer:

"We are happy to confirm that the acquisition of a residential property from relatives outside the direct line defined in §59 - for example from a brother - is eligible for Baukindergeld funding.

This does not apply to the donation with resale that you described, which is exclusively intended to circumvent the funding regulations.

The land register excerpt shows who was the previous owner of a property and when."

§ 59 (of what)?? is probably not correct and I had inquired about intermediate purchase and not donation, but the answer should be quite clear.

They also "review thoroughly" whether funding requirements are met by structuring that someone would never do for reasonable reasons.

Accordingly, the matter of divorce should also be excluded.

I just find it a pity that they do not design their funding guidelines accordingly. It really should not be that difficult to include all case variants.

And as I said, I am surprised that the acquisition was still tolerated until May 17. Probably against the background that this was not excluded in the funding conditions.

The intermediate acquisition is also not excluded, yet here it would still be said that it does not work.

Therefore, they could also say "no" to all "kinship purchases" before May 17.

I can almost imagine that they will reopen the funding conditions in half a year if they notice that funding applications are strangely now declining.

I can almost imagine that they will reopen the funding conditions in half a year when they notice that the funding applications are strangely declining now

That is exactly their goal. Present funding as an election promise and then not pay out. Nothing better could happen to them. The SPD bears most of the blame here. When I think of Hartz IV and pensions. The shortening of the application period and the square meter limitation of the Baukindergeld were also all children of SPD man Olaf Scholz. The "workers' party" – I can't stop laughing. More like the "anti-workers' party."

Huh? The money has been approved and earmarked. Why wouldn't they want to pay it out?? Doesn't make sense. Politics is no longer interested in it. For them, the money is firmly allocated in the budget. Others, the KfW, only take care of the distribution, but that is outside of politics.

Especially the m² limitation should ensure that only normal families without luxury properties receive the money. There's no need to discuss the appropriateness of the amount anymore.

All in all, silly whining. Sometimes you win, sometimes you lose in life. Maybe you'll benefit from new dubious funding schemes in the next election campaign period. Actually, a good strategy to vote for the party that promises the biggest cash gift.

The sqm limit doesn't exist at all. There was so much pushback right when it became known that it was abandoned.