Maybe I’m blond ... But how should that work with an intermediate purchase through a "straw man"? The person probably won’t have 190,000 euros just lying around – then there would probably be enormous prepayment penalties in addition to double notary fees and double property transfer tax – right?
But the best way is to get divorced on paper. The wife, who is then no longer a relative, can buy. After some time, you can marry again on paper. It is the best and safest way. The KfW can hardly accuse or prove anything in this case. But whatever – these were just thoughts out of frustration.
The following are not funded:
[*]the acquisition or transfer of ownership between spouses, life partners, or partners of another lasting partnership
[*]the acquisition of residential property, which was previously owned by a member of the household.