Baukindergeld - Interpretation of the new funding guidelines

Hello everyone. I found out yesterday that from 17.05. there will no longer be funding if you buy from "relatives". I really find that annoying and I am really angry! I live with my wife and my 4 children in my parents' house. Now we wanted to buy the half that we live in for about 190,000 euros from my parents. Since November 2018 I have been busy with the partition declaration. All documents had to be collected. The property was re-surveyed, etc.

After the building authority took an eternity and finally certified everything, we went to the notary. He, in turn, was not satisfied with the work of the building authority. But he also messed up. We had to attend two appointments because he did not find all the errors at once. But even here there was a month between the two appointments. The notary was not available beforehand. Now the documents have been with the notary for three weeks and we are waiting for the confirmation. The document must be signed and then the partition can be entered in the land register. Only then can the purchase finally take place and now I read that it has not been possible to get this funding for 9 days.

Why was this not announced? I follow the news daily and have not read or heard anything about it anywhere. I only stumbled upon it yesterday by chance when I did the preliminary check at [KfW]. At first so much was promised... then the funding period was shortened, then they wanted to make it dependent on the area and now this! These deceitful politicians!

Is there really no way left to get this funding? If not: Who pays people like me for the considerable effort and costs for the partition declaration? And no dear "apokolok" 190,000 euros is certainly not a discounted price! Not all children get their parents' properties thrown at them. For me, this regulation certainly makes no sense.

Nope, game over. If you had really followed the common threads, you would know how many opportunists are out there moving houses back and forth so that the funding flows. It was only a matter of time.

What does "aus die Maus" mean? And what does "Häuser hin und her schieben" mean? You only get the funding if you buy or build. Can it be a bit more specific? Thanks

People like you are certainly the collateral damage. But unfortunately, there are enough people who try to cheat and thereby contribute to such regulations.

If I now asked my friend to buy half and then bought it from him, would that be legal? One would not be violating any laws. I would then buy from my friend and thus be back in business. With a purchase amount of almost 200,000 euros, I would be reluctant to forgo the subsidy of 48,000 euros. That is quite a sum. Would it work this way?

If I now asked my friend to buy half and then bought it from him, would that be legal? One would not be violating any laws. I would then buy from my friend and thus be back in business. With a purchase sum of almost 200,000 euros, I would be reluctant to do without the subsidy of 48,000 euros. That is quite a lot of money. Would it work in this way?

possibly, and who pays the notary, property transfer tax, and land registry fees twice? That would be about 20,000€ in costs for two times 190k. Additionally, the property is resold and the tax office could suspect speculative transactions here. And you still have no guarantee that KfW would grant the subsidy in this case. And they will not answer such an inquiry.