.... however, the general contractor assumed that we would build according to KFW 55 Energy Saving Ordinance 2014. Now supposedly the minimum requirements have been tightened, so it may be that the contractually agreed construction services to achieve level 55 are not sufficient.
Then your general contractor should "get wise," because from "old KfW 55" to "new KfW 55" hardly anything has changed; for heat generators heat pump. I also fell for it in the first step, so I assumed that the requirements to build according to KfW 55 had been significantly tightened. That is not the case; I had overlooked that the primary energy factor for electricity was lowered; therefore "old KfW 70" roughly corresponds to the current Energy Saving Ordinance. Thus, the additional expenses—from Energy Saving Ordinance to KfW 55, wanting to take advantage of funding according to KfW 55—remain roughly the same. However, your energy consultant should be able to explain and confirm this to you understandably.
Changes to the Energy Saving Ordinance
The Energy Saving Ordinance changed on 01.01.2016. From then on, building applications can only be submitted for houses according to the Energy Saving Ordinance 2016. There are essentially 2 decisive changes from 2014 to 2016:
[*]The primary energy demand must be 25% better
[*]The primary energy factor for electricity is lowered from 2.4 to 1.8 (25%)
The reference house (specification of U-values for the building envelope) remains unchanged.
For a house with a heat pump, the changes cancel each other out. A house with a gas condensing boiler and solar must save the 25% elsewhere.
Changes to KfW
Until 31.03.2016, the old funding conditions (KfW 70) can still be used and applied for. From 01.04.2016, only the new loans can be applied for. The basic conditions for loans 55 and 40 remain the same. Added is the KfW 40+ house, which must include a photovoltaic system and a battery storage. The KfW loans refer to the Energy Saving Ordinance applicable at the time of the building application. So, for projects until 31.12.2015, the Energy Saving Ordinance 2014 applies, and from 01.01.2016 the Energy Saving Ordinance 2016 applies.
For houses heated with electricity (i.e., heat pumps), it is irrelevant whether the building application was submitted in 2015 or 2016, as explained above. For houses aiming to achieve KfW 70 with a gas condensing boiler, solar, and ventilation system, it will probably not work if the building application is submitted only after 31.12.2015; it must be examined on a case-by-case basis. For other cases, KfW 70 can be applied for until 31.03.2016 regardless of when the building application was submitted.
Consequences again in brief:
Rhineland regards