That’s why I set the specification of max. 30°C flow temperature and 10 cm spacing.
When the objection came up that it might be tight in the bathroom at 24°C, I brought in the 20°C and the construction-side electric heater.
As I said, most general contractors, property developers, and prefabricated house companies have their systems designed for free by their suppliers (e.g., the underfloor heating manufacturer or heat pump manufacturer), and the rule of thumb is usually that it’s okay to have a little more, as long as the place gets warm.
Higher flow temperatures and large spacing mean security for the general contractor that the place will get warm, and at the same time it’s cheaper because they need less material (heating pipes, actuators, smaller manifolds, less installation effort). But your electricity bill goes up because the heat pump doesn’t run as efficiently as it could. Your electricity bill doesn’t interest the general contractor. The main thing is the place gets warm.