As I said, the "revised summary" will take a little longer. But with the search term "11ant Barthel" you can also gather the scattered tips here yourself if you can’t or don’t want to wait. I think there are about thirty-five references (which is why I have already been asked so often for a summary, and now I just have to find time with the publisher).
You can sharpen your view. And you’re not supposed to focus on the objects where the seller already knows that he wants to sell ;-)
I will do that, thanks.
I don’t see it as a provocation, with 40 hours and about 2700-2800 gross your husband earns about 15 euros an hour, which is simply insane for that profession plus big city. Even if you don’t want to hear it or at least relativize it, the key to your problem lies exactly there (or in moving out to the countryside).
And therefore he is not, as described in the post, below minimum wage. That’s why my question whether you want to provoke deliberately with the statement. What is the purpose of this? Again, Hampshire has already repeated it: My boyfriend is not active here in the forum. He knows about it, we talked about it, but he neither reads nor writes here. I can take care of my own affairs, clearly. That is already in progress (at my employer, if necessary I can still consider changing next year if I am not satisfied with our agreement). I cannot influence his salary nor enforce anything else. Just consider how your partners would feel in his situation. That already causes tension at home before you have even viewed the first property.
No, but I assume you are IT specialists? A gross annual salary of 40,000 EUR is already the lower quartile – without a degree. And exactly there I would also classify career starters. With three years of professional experience you are no longer beginners. You (especially your boyfriend) are selling yourselves short.
Yes, I have a master’s degree (not that it is relevant for my profession), he has a bachelor’s (started a master’s, but then started working). I have been working full-time since Q3 2018 (shortly after graduation), he a bit longer. We certainly started too low, since our salary has already been adjusted once each. That is clear to me now. But our situation back then was not easy either, especially his.
Look at it from a different perspective: Many properties are sold off the public market. They are sold through acquaintances or recommendations. Not every property seller primarily focuses on profit maximization. Some want their "house" to be in the "right" hands, quite a few wish for a family as buyers. So there are also emotional decision criteria for buyers. When selling our townhouse, it was important to us that the buyers fit in with our neighbors, as we are friends with them and want to remain so. Accordingly, we made the buyer selection. From this perspective, children show relevance.
The subject of children was extremely relevant for me in every conversation with private sellers. The owners wanted families with children to move in. Childless people or elderly couples were immediately sorted out. Recently, my neighbor sold. Despite an insanely high price, only families with children were invited to the viewing. And of course it then went to a family with two small children. Perhaps it is somewhat different for small properties up to max. 100m², if the floor plan offers no space for families.
Uff, admittedly that’s pretty tough for me now. Of course, I realize that private sales also happen based on sympathy. We are not chaos people either. We are down-to-earth, reliable, feel "at home" in the region. But childless.
Extremely important statement. You need to know your financing options and ideally already have a kind of commitment for it. That pushes you forward as interested buyers. Think about it yourself: Would you rather sell for 400,000 to someone you can be sure everything will go smoothly or trust someone who promises 420,000 and can drag the whole thing out in a nerve-wracking way without foreseeable end or result?
That’s why the first thing we did was go to a financial advisor. We get financing up to max. 450k (with agent commission 7.14%) or 500 - about 550k (without agent). We also have this "kind of commitment" in writing so that we can at least view interesting objects if necessary.
The smaller the target region, the more it pays off to do some "social engineering." Attend building committee meetings, mingle in the marketplace, strike up conversations in central pubs, show interest in the place and people... just become present and visible. That way you get information about offers besides the classic ad market. Communities tend to want newcomers who are interested in the community and might contribute. It’s about "forcing luck," and it’s worth some effort and strategic action. If you have to pretend too much, you might as well give up, people notice whether interest is genuine or just pretended. Disinterested and people who prefer to remain anonymous have it a bit harder in many things. There’s nothing you can do about that.
Valuable tips, thanks. I have to see what I can do that suits me (as you already say, you have to stay authentic).