Project house construction. What can I finance?

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Let's take floor coverings at 30€/sqm, you need 45€ including adhesive and skirting boards and small parts. Tiling happens in a different range:
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No. That is set too high for Lower Saxony!!! You can build that expensive, but you don't have to.

That is not planned at all?! Raffstores or a panoramic fireplace... not everyone wants that and it is not found anywhere in the Swedish house here. What is this remark supposed to mean?

Ok, sorry. I didn’t look at the other thread in detail. I am a fan of calculating from top to bottom and not the other way around. If the OP can manage with a simpler equipment... Ok. Rest see above.

Well, but from the floor plans you can easily see a living area of 160m². And that’s supposed to be paid with the item 'contract for work' for 214k? That’s ~1340€/m², which doesn’t even work in the deepest East.

These are pieces of advice. Take a look: That’s contradictory already: you calculate with 1200, offers go above that. No, unfortunately not. The exact calculation is missing: not only that these tasks take time beyond a yearly vacation, but also material plus equipment. Let’s take floor coverings at 30€/sqm, you need 45€ including glue and moldings and small parts. Tiling takes place in a different range: for wet rooms you can certainly estimate 15,000 for average goods including a professional. But it can also be that he asks for 20,000€ if you want nice finishing edges or choose the better tile. Your calculation is simply lacking accuracy. It makes a difference if someone says they love laminate or it should be something decent. It also makes a difference whether a skilled craftsman appears here or a desk person who is not used to working on a construction site for more than 3 days. No, but small things like lamps, mailbox, etc. cost money, and the money has to be available, meaning: reserved. Same with kitchen: not all banks finance kitchens. But not everything either: what about sanitary furnishings? 170 cm bathtub? Mirror, washbasin... With a shovel? So, apparently you are not a planner. If it goes as you imagine, you’ll have a huge pile of earth in front of your living room window and live with it for 3 years until your parents help you out a bit. No. That is set too high for Lower Saxony!!! You can build that expensive, but you don’t have to. I agree with you. That is not planned at all?! Venetian blinds or panoramic fireplace... not everyone wants that and it’s also not found anywhere in a Swedish house here. What is that comment supposed to mean?