Project house construction. What can I finance?

These are the real calculated total costs for your project: Land incl. property transfer tax: 113 K EUR Additional construction costs incl. civil engineering and earthworks: 60 K EUR House ready to move in (160 m² x 2,700 EUR): 432 K EUR Outdoor facilities: 50 K EUR Garage/carport: 15 K EUR ------------------------------------------------------------------------- Total: 670 K EUR Repayment of DA for condominium incl. VfE 100 K EUR less sales proceeds condominium 250 K EUR (corresponds to a factor of 26. Cannot judge if that is realistic in the area where you live.) less various subsidies KfW 55 energy consultant etc. 20 K EUR less equity 30 K EUR -------------------------------------------------------------------------- External capital requirement: 470 K EUR This corresponds, with a total term of 29 years (his retirement) and an interest rate fixed for 20 years (as initially requested), to a rate of around 1,700 EUR. This is reality. Everything else is nonsense.

I believe it was even 180 sqm. This was pointed out. The topic was probably stopped for the time being because the area cannot be covered by the costs. Yesterday I looked up the company including the construction service description and glanced over it briefly. Common construction service description of a prefabricated house. Which costs are incurred additionally by the builder were mentioned not as "by the builder’s side," but "by the builder" himself. So quite transparent, if you know that gaps, such as earthworks or an upgrade of the electrical and sanitary installations, because the bare standard is from "1980," are not included. Additionally, there is the question whether transport etc. is included... upon inquiries, I hope the original poster at least takes all this to heart and does his homework if he does not already have the answers here. Ad hoc, as the questioner, you can’t keep up anyway because information also has to be processed first.

I believe it was even 180 sqm. This was pointed out. The topic was apparently dropped for the time being because the area cannot be covered by the costs. I looked up the company yesterday including the construction service description and briefly reviewed it. Common construction service description of a prefabricated house. Which costs come to the client additionally was mentioned not as "on site", but "by the client". So quite transparent, if you know that gaps, such as earthworks or an upgrade of the electrical and sanitary installations, because the bare standard is from "1980", are not included. Additionally, it is still open whether transport etc. are included... upon inquiries, I hope the original poster at least takes all this to heart and does his homework, if he does not already have the answers here. Ad hoc, as a questioner, you cannot keep up anyway because information must first be processed.

Okay, but then I can apparently say goodbye to the house construction project for the time being.