Is financing possible with ING?

Respect for @ . Anyone who trudges through 172 posts and still responds has staying power. Others would have given up long ago.

Incidentally, I still agree with the consensus. This is tight, to say the least. There's no buffer for me. "There's still room," "I'll do it myself," and "I'll do it later" are among the fundamental problems of uncertain planning...

By paying off the property, your equity is increased. A kind of "forced savings". The development of construction prices, of course, speaks against this. I am currently facing this problem as well.

Yes, the thing is, in the next 3-5 years, €162,000 + interest will not be paid off :( as mentioned, rent, additional costs, etc. will still remain.

The exciting and interesting thing is actually the answer from ING but I fear we will never find out ))

Don’t you want to just let it be now?! Who cares what happens afterwards? If it works, great, if it doesn’t, also fine.

At some point you have to realize that it’s a waste of time on both sides!

Hardly anyone here will admit mistakes afterwards and publicly, and we also won’t really find out if the financing didn’t go through.

Respect for @ . Anyone who drags through 172 posts and still responds has endurance. Others would have given up long ago.

Incidentally, I still agree with the consensus. This is tight, not to say too tight. I miss the buffer there. "There's still room," "I'll do that myself," and "I'll do that later" are some of the fundamental evils of uncertain planning ...

However, I have actually seen few construction projects (=0) where everything is 100% set by the move-in date. Garage, garden, terrace, etc.... These are things that, I would say, most (at least as I know it) carry out gradually in the EL.
Regarding the EL: what is problematic about deliberately planning something as EL that you or your family do professionally?! I see it as important not to overestimate yourself, so the planning including the scheduling must be very precise, yes. And who does what and to what extent must also be certain.
About the buffer: yes, additional costs will come. The question is, how much buffer do we still have to add to feel safe. We were told by the already frequently mentioned friends that 20K as a total extra was mentioned. Saving 20K I see as quite realistic. If 50-100K is estimated, it becomes impossible. Then the question also arises as to what exactly for? And unfortunately, not everyone who contributes here provides an answer to this question.

Find the mistake...An ETW costs the same as the house and is possibly even smaller....;) According to your statement...