Hausbautraum20
2020-12-14 06:41:43
- #1
Perhaps you could share your cost planning and the house provider? Maybe experienced people could then help you figure out if you might have forgotten something?
You have to understand why everyone is wondering. We get 3 quotes for all trades, know someone more or less well personally from almost all companies, do a lot ourselves (or for example, father and father-in-law have each already helped over 150 hours), but still we calculate with 400k for the house + ancillary building costs + outdoor facilities for the same house size. It would really be very nice if it were different, but the material costs alone are just high.
And now, on top of that, many people here have doubted that it will work out for us. If we didn’t have our parents backing us, we would have ultimately built smaller to be able to sleep peacefully at night.
So overall: I do think you can manage a house with your income. But at this point in time, I can’t imagine it. Good plots aren’t that common, so I would immediately look for (local) banks that will finance your land purchase. And then save, save, save for 2-3 years. The child doesn’t need a house for that long anyway. And then your equity base will look completely different and you can also assess how much house you want to take on.
Another question aside (you don’t have to answer because this really goes off-topic): Why don’t you work full-time? The 1000 per month would have helped as well.
You have to understand why everyone is wondering. We get 3 quotes for all trades, know someone more or less well personally from almost all companies, do a lot ourselves (or for example, father and father-in-law have each already helped over 150 hours), but still we calculate with 400k for the house + ancillary building costs + outdoor facilities for the same house size. It would really be very nice if it were different, but the material costs alone are just high.
And now, on top of that, many people here have doubted that it will work out for us. If we didn’t have our parents backing us, we would have ultimately built smaller to be able to sleep peacefully at night.
So overall: I do think you can manage a house with your income. But at this point in time, I can’t imagine it. Good plots aren’t that common, so I would immediately look for (local) banks that will finance your land purchase. And then save, save, save for 2-3 years. The child doesn’t need a house for that long anyway. And then your equity base will look completely different and you can also assess how much house you want to take on.
Another question aside (you don’t have to answer because this really goes off-topic): Why don’t you work full-time? The 1000 per month would have helped as well.