Current financing offer from the house bank

You can calculate what your ETF savings plan needs to yield or how much you all have to put in every year to get at least €200k (after taxes) and then plunge into the next loan with "only" €230k, which you hopefully will have paid off by retirement.

I'll keep it brief... We are about to buy a house Since interest rates are rising exorbitantly, I am about to sign the loan agreement. The offer is valid until tomorrow, Dr. Klein was not competitive. Loan 793,000 euros, interest rate 1.42%, effective 1.45% The house costs 815,000 euros. Equity of 80,000 euros is being contributed. KFW55EE funding and construction supervision amounting to approx. 32,000 euros will be invested in the ETF portfolio after disbursement. Other banks were not asked because my house bank was clearly the cheapest in another project in the summer. Is this a good interest rate considering the current situation? Would you wait until the notary appointment is completed? (In about 4 weeks. In the worst case after the loan withdrawal period)? The problem is that the current installment of 2,260 euros is pretty much the maximum we can/want to pay... Thanks

you can now cross out the 32k. Funding was cancelled, by approved application do you mean that you have contracts?

???
I have a confirmation, nothing will be cut...