Current financing offer from the house bank

That may be. But it doesn't really help. When selling and then buying new or building anew, it will be at least as expensive, if not more expensive.

Primarily, my intention was to show that despite the increased interest rate, prices have not yet been affected.

For the sale price of my 16-year-old semi-detached house (approx. 125 sqm), I am now building a city villa with 153 sqm including the land and ancillary construction costs. In addition, for me, the exterior facilities and the kitchen come on top as the difference.

I have concluded the 10-year financing at 0.82%. So for me, this swap definitely paid off :)

And? ? What is your decision?

I hope he did it. If the interest rates for 20y fixed are back at 3%, it will get tough in the southern metropolitan regions. Maybe the inventory will go down a bit, but construction costs and land prices will stagnate at most....my2cents

If the interest rates for 20-year fixed loans are back at 3%, it will get tough in the southern metropolitan areas.

You can also overdo it. (Minimum 30 characters)

You can overdo it, too. (Minimum 30 characters)

Currently, we are just under 2%?

Are we currently just below 2%?

Yes, and fortunately, there is a world of difference of 100 basis points between 2% and 3%.