Current financing offer from the house bank

Yes, and fortunately there is a huge difference between 2% and 3%, with 100 basis points.

Not that I see it happening like this in the next few weeks, but what is so unrealistic about it? We are talking about 20-year interest rates, which, by the way, have risen by about 50 basis points in the last three months…

Not that I expect to see this in the next few weeks, but what is so unrealistic about it? We are talking about 20-year interest rates that have risen by about 50 basis points in the last three months, by the way…

Unfortunately, I don’t have a crystal ball and am reluctant to participate in interest rate forecasts. However, if we were to be "fixed back" at "3%", I would personally be (even more) worried about our economy.

Maybe I’m overreacting a bit, but all these interest rate forecasts currently bother me because A) no one knows where this is going and B) how long the journey will last – but such statements certainly cause inexperienced people to hastily sign purchase or credit agreements out of fear of rising interest rates – something I have seen more often in recent weeks, and I think there is no need to pour oil on the fire here.

Yes, and fortunately there is a huge difference of 100 basis points between 2% and 3%.

The ECB has not even raised the key interest rates, only announced an increase, and the Federal Financial Supervisory Authority has raised its requirements. I just wanted to say that in the short term (6-18 months) I see interest rates more likely rising than falling. Nevertheless, I am firmly convinced that the world in Germany will look different in 7-10 years. Where we will stand then with interest rates I dare not forecast. -2% key interest rate would not surprise me either. This is my personal opinion here. I have no crystal ball and am no prophet either.

I just wanted to say that in the short term (6-18 months) I see interest rates more likely rising than falling.

Nevertheless, I am firmly convinced that the world in DE will look different in 7-10 years. Where interest rates will stand then, I dare not make a prediction.

-2% key interest rate would not surprise me either

I belong to the people who are currently taking out a loan. I would certainly still have time until May, but I have seen interest rates rising since the beginning of the year and no matter what the forecast looks like, you can't wait and hope. Nobody knows how things will look in about 10 years, but currently I am glad to have secured conditions a week ago that are now about 0.3% worse. Of course, you shouldn't rush into taking out a loan, but if you are already that far and have calculated everything, every week that passes is difficult at the moment. When will it stop? Nobody can say.

Unfortunately, I don’t have a crystal ball at hand and prefer not to take part in interest rate forecasts.

But you already did.

Maybe I’m overreacting a bit, but all these interest rate forecasts are currently bothering me because A) nobody knows where this is heading

You never know that.

but such statements definitely cause inexperienced people to hastily sign purchase or loan agreements out of fear of rising interest rates – I’ve seen this happen more often in recent weeks and I think there’s no need to add fuel to the fire here.

Oh come on. If you’re not allowed to discuss rising interest rates in a house-building forum… some people are actually grateful to be warned that it might get more expensive and plan accordingly.

I knew that "the dative is the death of the genitive," but that now the accusative's wrath would finish it off, I did not know. What is your forecast for interest rates in 6 and 10.5 years?