Current financing offer from the house bank

Why should they play a role?
Repayment only starts from the end of 2023
A buffer is being built, yes

that despite 12 months of interest-free provision period, in the end there were still provision interest charges due to Corona and other problems.

I don’t know the exact conditions. But you’re not buying an existing property but it’s not a house purchase but a construction project, right? In the end, we had the problem that despite 12 months of interest-free period, in the end due to Corona and other problems there were still interest charges. It was relatively unproblematic for us because our financing is designed in a relaxed way.

And one factor with you, which I read again and again in various threads here: How fixed is the house price? If I remember the first thread correctly, there was no risk at that point. Is it still like that now? Or can the house still become about 10% more expensive? You seem to have a relatively firm opinion about the financing itself, so I don’t want to go into that in detail.

I’m more asking whether your financing also accounts for all eventualities etc. -> With our financing, the reaction here in the forum was very clear in the direction of: Sure, it fits. However, it was a renovation of an existing property and after we completed the financing came Corona, the monument office and indeed also our demands ;). Our financing had room for surprises because it wasn’t tied down tightly. I think you can afford very few surprises.