Construction financing 160 sqm single-family house - feasibility assessment

Still indoor as well? I haven't washed my car once in the last 4 years, not even outdoors :D

But the holy tin box has to be washed at least every 2 weeks on Saturday afternoon and then parked in front of the garage so the neighbors can see it ;)

: finally "drop the pants" or just leave it...

When do I sign with the property developer?

Do I only sign after I have the confirmation from the bank but not the loan contract, also with regard to the commitment interest? 12 months have been agreed. So delay the signature at the bank as far back as possible?
What are your experiences?

Are you really building with a property developer?
I thought you had already bought the plot?

We first spoke with the bank and got the basic approval.
Then signed the construction contract and only a little later the loan agreement.

But you should be sure that the bank will really say yes, otherwise it will become unpleasant. And we already had a very precise detailed cost estimate for the bank – even at our first meeting with the bank and before we signed the construction contract.

Are you really building with a developer? I thought you had already bought the plot? We first spoke with the bank and got the basic go-ahead. Then we signed the construction contract and only later the loan agreement. But you should really be sure that the bank will say yes, otherwise it gets unpleasant. And we already had a very clean detailed cost estimate for the bank - already at our first meeting with the bank and before we signed the construction contract.

Yes, we have the plot and yes, also with the developer. Curious to see if it works... Have you already gotten an okay from the bank beforehand? Written confirmation of the financing? Okay, so the loan agreement at the end and the interest rate, conditions etc. stay the same if you get the okay in advance?

What other costs do you need? I have roughly summarized everything! For me, it's about whether the income/expenses and the loan amount with the equity capital fit so far. About €1200 installment planned

You should discuss this best with your financial advisor to see if it fits financially.