Construction financing 160 sqm single-family house - feasibility assessment

  • Erstellt am 2022-01-16 12:06:34
Z

Zipfel_21

2022-02-03 21:44:28
  • #1


Wow, that’s too much to write… about 4800€ in income… Loan is about 380-400K… still struggling with the garage, that’s why the subsidy at the end would be really good… should work out… equity 55K… using 35K of that… loan already includes incidental costs for outdoor facilities, inventory costs, kitchen etc… notary is paid..
 
S

Stefan001

2022-02-04 07:55:25
  • #2

The bank will not finance inventory and kitchen, but will finance the garage.
You will have to provide a breakdown of the costs beforehand.
 
Y

Yaso2.0

2022-02-04 09:26:52
  • #3


As far as I interpret the posts from the OP, there is no interest in putting his numbers to the test.

Although I would urgently recommend this, as I also cannot imagine that kitchen and inventory will be included in the financing. But you never stop learning, maybe the OP will clarify this.
 
B

Bertram100

2022-02-04 09:27:49
  • #4
The kitchen was co-financed in my case because it is permanently attached to the building. That was the argument for the kitchen and against the mobile inventory.
 
W

WilderSueden

2022-02-04 09:32:59
  • #5
The budget for the kitchen is listed under "sonstige Kosten" in the inquiry. How that was then evaluated, I do not know either. Interest rates in promotional loans are independent of the loan-to-value ratio ;)
 
N

netuser

2022-02-04 09:58:41
  • #6
A different point to consider, since I keep reading about KfW funding here ....

You have already noticed that the funding for KfW55 houses has currently been discontinued!?
So you should no longer take that into account.
 

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