Who do you mean by whining? As for me, I don’t whine. For example, I don’t understand how you can have a "nice warm underfloor heating" in a well-insulated new building. At what supply temperatures is the water pumped into the heating circuits? Your gas consumption corresponds to about 7600 kWh - not much for the cold region. How large is your semi-detached house/final energy demand?
The "whining" should be seen with a Because you often read that people complain about cold tiles - I personally can’t understand that because I always wear Birkenstocks. My wife, however, is different again.
“My” semi-detached house (is rented) and built in 2013, 150m² living space + basement and ground floor/upper floor/attic. In Nuremberg we have so-called "H-Gas" with a higher calorific value. The consumption therefore corresponds more to 10-11,000 kWh, I don’t have the exact number in mind. Furthermore, there are only 2 of us and we have a solar system for domestic hot water. The underfloor heating is definitely mixed down and not operated with the supply temperature of the radiators, but how high it is now... no idea. I estimate 40-45 degrees. Not comparable to a heat pump with a supply of 30 degrees, of course.