Interpretation of Seller Behavior

  • Erstellt am 2021-01-12 20:56:45

bra-tak

2021-01-17 15:13:09
  • #1
Today there was another response from the seller. He is now in the South and there are "including us 4 serious interested parties." One family is "intensively dealing with the bank," has apparently already signed a loan agreement with the bank, which is now being reviewed (strange order, in my opinion). All this for a purchase price of €420,000.

He writes that nothing has been agreed upon yet, but the family is moving quickly, which he likes.

I find this approach interesting towards the family, who basically assumes they have the house secured...
 

Joedreck

2021-01-17 15:20:40
  • #2

A house is only secure with the signature at the notary. Therefore, it is often advised here to schedule the notary appointment within the cancellation period.
Just wait and see.
 

guckuck2

2021-01-17 16:27:47
  • #3


Aha, you have risen again to "serious interested parties"? Interesting.

How said family proceeds is presumably their problem. Sounds like they are taking quite a risk if the statements are correct.
 

HilfeHilfe

2021-01-17 16:32:35
  • #4


as long as the ink at the bank and notary is not dry, nothing will happen.

But at least 420k, so the price has come down.

In the end, he gave you a price for some reason.

take it or leave it
 

moHouse

2021-01-17 17:53:00
  • #5
Oh, totally off. Personally, I don’t think that’s a good approach. Even if all of that is legitimate, it somehow shows a lack of good style.

If I have agreed with the seller and already signed the loan contract, I would find it more than inappropriate if the seller then sends out a group email with the agreed purchase price. That can only be understood as an invitation for others to submit a higher offer.
Sure. Everything is still possible until you actually sign at the notary. I find such an approach inappropriate.

Who is reviewing the loan contract at the moment? The seller?! The bank?!? The latter is of course nonsense.

By now, I wouldn’t be interested in the house anymore.
What if you offer 425k? Then you get to make the loan contract. Look forward to the notary appointment, and the seller sends a group email to everyone again?
Nonsense...
 

Ysop***

2021-01-17 18:01:09
  • #6
But tell me, can you even sign a loan agreement that has not yet been reviewed and approved by the bank? I could imagine that the application has been submitted. Since the seller has already had bad experiences with this, it may be that the first person to receive financing then also gets the house.
 

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