House construction 2016 - Which and when are the next steps to take?

How long does it usually take until the building application is fully approved?

Since I don’t know where you want to build, I’ll answer for NRW: In the simplified approval procedure between 4 and 6 weeks, in the regular building application procedure up to 3 months. In cases of §§ 34 and 36 or also agricultural old parts, it can also take longer; but it often depends on the caseworker at the office. Rhineland greetings

Oops --- I shouldn’t answer under time pressure.

The Energy Saving Ordinance 2014 tightens as of 01.01.2016 and will then be called Energy Saving Ordinance 2016; however, the current KfW funding only runs out on 31.03.2016. From 01.04.2016 onwards, new funding measures apply and KfW 70 will no longer exist, or rather it will be the Energy Saving Ordinance standard.

Anyone who wants to build according to the valid Energy Saving Ordinance 2014 must have submitted their building application by the end of December 2015; better earlier, because I think the date of receipt stamp counts.

Anyone who wants to build a KfW 55 efficiency house but wants to take advantage of the new funding measures must wait until early April 2016.

Sorry to everyone for the confusion ops:

Rhenish greetings

Hello Bauexperte.....Through a call to KFW today I was able to find out some things.

As far as applying for the KFW loan funding is concerned, I have had it confirmed for the second time today that it is sufficient to have a financing conversation confirmed in writing (at the bank) showing that you want to take advantage of KFW funding.
However, the application must then be submitted no later than 3 months later. During that time you can even start building.
But you must not have completed more than 50% of the construction at the time of application.
Therefore, we will only hold this financing conversation at the beginning of January in order to then enjoy the higher funding 3 months later (100,000 instead of 50,000€).
But I will have that confirmed in writing as well.
Best regards, Cumpa

The tightened version of the Energy Saving Ordinance applies from 01.01.2016: the requirements for the insulation value of the components are increased by 20%, those for primary energy consumption by 25%. It is thus practically impossible to plan a building with a monolithic wall construction (aerated concrete, perforated bricks, climate light block) without additional ETICS, which drives the costs enormously higher. The gas condensing boiler without additional regenerative energy producers, previously possible through compensatory measures in the form of a 15% improved building insulation, is thus no longer possible for the time being. The costs for building services therefore also increase.

It therefore makes sense to submit the building application or start construction this year (stamp receipt of building application or start of construction notification for approval-free construction projects). However, if you have not yet carried out any preliminary planning or have not contacted an architect so far, it will be very tight. Preliminary design/design up to building application maturity takes time, depending on the complexity of the construction project, which in turn is determined, among other things, by the site situation and the associated building and planning law requirements. Is there a development plan or does §34 Building Code apply? Does a building enquiry need to be submitted before the building application? Then 01.01.2016 is no longer realistic.

You should discuss these framework conditions in an initial contact with an architect you trust. This is usually free of charge. It does not necessarily have to be the only architect who happens to have an office at the building site. What matters is the personal relationship and stylistic compatibility.

Financing can realistically only be discussed when there is preliminary planning/a preliminary design with a subsequent cost estimate from the architect. Banks/lenders will want to handle it this way. Concluding financing without this preliminary planning is risky because you have thereby definitively set the framework for the construction project before clarifying what costs will actually be incurred. Additional financing may be more expensive or not possible, or the credit framework may be set too high: if proof of use must be provided (KfW loan), this can also become problematic.

So: think it over calmly. When building and renovating, haste and spontaneous decisions are out of the question. The matter is too complex and too expensive for that.

It is practically impossible to plan a building with a monolithic wall construction (aerated concrete, perforated bricks, climate lightweight blocks) without additional ETICS ....

With all due respect, but that is not true.

So: think it over calmly. When building and renovating, haste and spontaneous decisions are out of the question. The subject is too complex + too expensive for that.

Ack.

Rhineland regards

Maybe you will also be lucky and the tightening of the [Energieeinsparverordnung] in 2016 will be suspended for a few years... I have already read several reports about it... but whether it will really happen...

KFW 55 remains KFW 55 even in 2016