First of all, a really very beautiful house! Basically, it can be said that the KFW efficiency house status (i.e. 40, 55, 70, 100, etc.) depends on the primary energy factor (i.e. final energy multiplied by an ecological factor for the type of your heating fuel) and the heat loss of your house compared to the reference building. You currently receive a loan of up to €50,000 per housing unit for the KFW 70 house at an interest rate of 0.85%; this is at least 1% below a normal construction financing concluded through the bank; KFW 100 house is no longer eligible for subsidies in new buildings. If you really want to save costs but still want to achieve KFW 70, I recommend installing a pellet condensing boiler with at least a 30 l/kW buffer storage instead of a gas boiler (primary energy factor 1.1) with solar support (which is positively credited in the energy saving ordinance verification). This is currently subsidized in new buildings with €3,500, so it is overall cheaper than the gas condensing boiler with solar support (disadvantage: increased space requirement for storage). At the same time, you have a primary energy factor of only 0.2 and, if desired and the transmission heat loss is not more than 85% compared to the reference building, you can save massively on thermal insulation (floor, roof, windows, facade). The overall higher energy costs must, of course, be weighed against the saved investment costs. What type of insulation is planned, standard ones like EPS, XPS, and mineral wool, or innovative ones like aerogel and vacuum insulation panels?