From 0 to 100 in 3 years realistic? | Building obligation

The car is parked in front of the garage :)

It does anyway: because of laziness and because the garage is so narrow.

Everyone would like to have a direct passage from the garage into the house. If you watch people, they actually all want to get out into the daylight, unless it’s raining. A garage for a car is totally overrated, unless it is located in the middle of a big city and is also big enough.

Then I at least already fall through your filter: garage in front of which the car is parked, even though I have a basement.

They just somehow don’t really fit together. Even in the cold SIG, an "air pump" should manage, especially since you don’t have 250 m² of living space.

Yes, we would usually have done that too. But I think the concept is quite good and compared to the 40,000€ BAFA-eligible LWWP with ventilation that everyone else wanted to push on me (and which would not help me in the end since I no longer receive BAFA ;) ) it’s not that expensive anymore. Ultimately, the decision was made because the contractor just does it that way and the package was simply the better offer. And it is definitely the better concept, even if not the most economical. PS: I have to say I’m surprised every time how much colder it is up there compared to Konstanz. Distance from the lake and 260m more altitude really make a difference.

Here 793k loan, rate at 2% repayment 2,260 euros, interest 1.42% loan-to-value nearly 100%

I absolutely can’t understand that either. You combined the worst of both worlds. The bank is the landlord and you pay all the maintenance.

Please never build without a basement! You will never get that space back. Otherwise, you will end up like the classic "I don't need a basement, but a double garage with a gable roof" builders: The car parks in front of the garage :)

I have three garages and a basement. In one garage the car is parked, in another one is the first motorcycle and a scooter, which is also the workshop. In the third one there is a second motorcycle and the garden tools. The second car has to stay outside. But at least the basement is not cluttered. It stores decorations etc., including the heating system and washing machine. What I want to say: rethink your priorities. Without a workshop, it’s bad for me. Without a home cinema possibly for the original poster. If money gets tight, I would rather equip the attic with a good staircase and install the home cinema there.

If you watch people, they actually all want to be out in the daylight, unless it is raining.

Das heißt jetzt übersetzt auf Deutsch:
Wenn man die Leute beobachtet, wollen eigentlich alle gerne im Tageslicht sein, außer es regnet.

Of course, I will do that. Ideally, there would be 2 years until financing to at least safely reach around €150,000 in equity. Otherwise, we will have to plan accordingly smaller. What we also do not yet know is whether further new development areas are planned in the coming years. I will definitely be able to report more next week.

Regarding "subtle," you can rightly consider the availability of craftsmen and delivery times for houses. ;-) Anyone involved with the topic understands that.