From 0 to 100 in 3 years realistic? | Building obligation

Then better to furnish more cheaply and lay the country house floorboards when the kids are older and the old covering is worn out

I always thought the advantage of a floorboard floor was that you could sand it down if it gets worn and damaged after X years?

If you plan a house that requires a loan that could almost drive you to ruin, then such a scratch ultimately hurts.

I would like to formulate the counterthesis from my observations that there are many people who are ultimately hurt when the new expensive house no longer looks like the polished Instagram and Pinterest pictures after a very short time.

So I continue to read only about "Rabauken u.-Innen" :D ….

I always thought the advantage of a plank floor was that if it gets worn out and damaged after X years, you can sand it down?

If that's still possible, yes. But you can't easily repair water damage (which is not unlikely with children).

I think it's a misconception that you'll quickly lay a new floor once the kids have left the house. It's a huge effort. I'd rather save somewhere else, e.g. on the expensive couch etc., that's much easier to change. And nowadays there is also cheap parquet, which in my opinion is still a hundred times nicer than an artificial floor.

Oh, many people around here do that. My parents started with the living room (floor, walls), now the grandchildren are past the roughest phase and there's a new sofa. The kitchen is also being redesigned now and then, and this year the bathroom is up next. The house is 14 years old. It seems everyone around here does that. And ultimately, tastes change too. I don't think I'll like the floor in 10 years as much as I do now. I'm already eyeing a somewhat darker one. My mother can't stand her orange-brown bathroom anymore. Back then she thought it was super chic.

We just slapped up simple wallpaper on the walls. In about 5 years we want to have it plastered. Our neighbors with a baby already have quite a few scribbles in the fancy plaster. The little one marched through the hallway with a rattle. :eek: You can't even think as stupidly as children do. The tiles they have are impractical (white), they've realized now. They were really expensive and now they're kicking themselves. They built young and didn't consider some cases back then ... to tie it back to the OP.

So better be a bit cheaper on the interior, but have a manageable monthly installment and later, if necessary, redo it fancy/expensive.

Well, when the Kevin generation has children…. "Torben-Frederic-Jean-Michel, could you please put Daddy's hammer drill back down? Toooooorben-Frederiiiic-Jean-Miiiichel, could you please put the hammer drill away and stop chiseling an ant trail into the parquet? Hellooooooo, please be so kind, or you'll only get half a vegan ice cream until we've discussed your behavior....." :p

In the prefabricated house parks, I was always extremely amazed when I saw such a young couple and thought to myself: "Wow, aren’t they still studying? Why do they want a house already?" because at the same age on a Saturday morning I was still sleeping off the hangover from the Friday party and having a steady boyfriend was the maximum level of commitment I could imagine :) Therefore, I find it very exciting how determined you are at your age to work towards the house project, and I think you have very good conditions with your salary and the still relatively affordable plots of land in your area. However, like the previous writers, I would urgently advise not to wait if the desire for a house is already so concrete; you will never keep up with the current inflation rates, and from my own experience, I know that you have no time to lose if the condition for the plot is to have a move-in ready house there in 3 years. We bought ours in summer 2019 and are expected to move in now in March 2022. Current waiting times for prefab house companies are often 18-24 months, and believe me, there are always delays in construction. Regarding the loan amount, I would carefully consider how big your desire for children is and whether you actually want to realize it around the age of 30; you have been together for a long time, have steady jobs, and maybe your girlfriend will develop a desire for children sooner once the nest is ready. Should it be relatively certain it will be just one child, or rather two to three? That is all very hard to predict but plays a big role in the number of rooms, the possible loan amount (two or more children mean longer absences from work for your wife and maybe also very long part-time work), and your priorities (I would always sacrifice a cinema room and smart home for more space and storage for family life). Personally, in your current situation, I would rather build a modest and solid house (even without a basement) that can possibly be sold or expanded again when the child or children are teenagers or adults and leave myself much more room to still live besides saving. Maybe you are really completely different, but with two stressful jobs, everyone actually longs for at least one nice vacation, a few times dining out, or a weekend trip. Building a house is always a challenge for the relationship, and for us, it was very important that there were always nice distractions in between like a vacation or a day at the spa. We are currently planning children and to be honest are also looking forward to things that require money again (vacation at the beach, zoo, water slides, trips), just as a thought that the house topic is important but not everything :)