Let's do the math...
My electrician charges 130 EUR for a data socket, 250 EUR for a double socket. Net prices.
These should be usual prices, rather on the lower end of the scale.
Let's assume I need in
the living room 6 connections
children's room 2x 4 connections each
office 4 connections
bedroom 4 connections
kitchen 2 connections
Additionally a bit of PoE, so you buy a 48-port switch. Costs around 300 EUR (at least), consumes 15-20W 24/7/365.
The electrician charges 3,000 EUR net for that. 12 double sockets.
Now I take one single socket per room, in the living room I take 2 single sockets
780 EUR for the data sockets.
A 4-port switch costs 25 EUR and consumes about 2.5 watts. But it only runs when I need it. 2/3 of the day it is turned off because no one is at home or people are sleeping...
And in the HAR there is an 8, maybe 12-port switch, which uses 7-8 watts instead of 15-20.
Over time the electricity costs make the difference... and you are clearly better off with the decentralized solution than with the centralized one.