Building cheaply - this is how it can be done too!

  • Erstellt am 2017-10-21 14:00:29

Nordlys

2017-10-28 12:15:25
  • #1
What does that teach us? Anyone who wants to build cheaply specifically looks for craftsmen with [Dacia fleet].
 

11ant

2017-10-28 14:37:33
  • #2
I think it is time, with thanks to the OP, to recall the origin (For example, without claim to completeness) , , , or also and have already shown that affordable building without ugly results is possible; and and will soon have something to show as well. In this respect, it is certainly no philosophy or joke dispute topic, but proven possible in reality. "Connections" with the cars of the construction entrepreneurs are probably even more coincidental than the character names of murderers in TV crime dramas, and could quite possibly contain more traces of nuts than of sense.
 

Nordlys

2017-10-29 11:04:29
  • #3
Regardless of the region - the statistics are not completely meaningless - building cheaply means protecting yourself from being overwhelmed, stress, and forced foreclosure. Check your expectations in relation to your wallet. Those who cannot do this when buying a TV at MediaMarkt and always let themselves be sold the most expensive one will also be at the mercy of every house seller. How often do we see this in building areas: small palaces, accessible only via pallets for months, due to lack of money in the end. - Overestimated own contribution, unfinished buildings, interest keeps running, but you still pay for a holiday apartment... - the surveyor and the land registry also want 1200,-. that throws everything off course... etc. Building cheaply is not a "stingy is cool" topic, but essential for everyone whose means are limited. Building cheaply means thinking your project through to the end, it is not "MassaHaus" and everything is good. Karsten
 

Bau-Schmidt

2017-10-29 11:36:06
  • #4
My opinion reflects this.

Quote:

I have dealt with our financial situation very early on.

The financing plan - How much house can we afford?

An advantage is the already existing plot of land. So what is a healthy amount to borrow? Can that question even be answered so generally?

I was of the opinion that we would get the project financed. First came the house > base costs. Then followed our wishes.
 

Nordlys

2017-10-29 11:52:32
  • #5
Very healthy would be 60% loan, 40% own funds. If younger, then 75 to 25, always plan so that you have fully paid off by retirement. Better to build smaller and pay off over twenty years than a palace and thirty years. Keep in mind, now you are three, possibly soon four, after twenty years only two. Therefore, big enough but not too lavish. A children's room of 12 sqm is also okay. A bedroom does not need a walk-in closet, a second bathroom is unnecessary, a second toilet with washbasin is sufficient. If enough money is there, okay, then do it. If it is only possible on credit, limit yourself. Don’t be blinded by phrases like: You want to have it nice. That is the standard nowadays. Etc. You are you and not one. Having it nice and having it expensive are not the same. What standard is you define for yourself. Better no walk-in closet but enough money for a new corner sofa, because the old one from the rental apartment now really looks old in the new building. There are three equipment traps in new buildings, well, four. Front door, bathroom, kitchen, building technology. Here they fleece owners like Christmas geese. Here, between uninformed acceptance and questioned alternatives, there are 20 thousand in difference. Karsten
 

11ant

2017-10-29 13:33:48
  • #6
Absolutely. Because apart from the visible phenomenon the basic rule applies: the more tightrope-like the financing, the smaller the turbulences needed for the house to be auctioned off. And finally, the purpose of a residential area is not to look like an international building exhibition
 

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