I don’t understand the locking out thing. Because even with smart home, I at least have to have my phone on me to get back in. Same with Somfy.
Completely the wrong way to think. As you yourself have noticed, the phone is not the right solution at all. Sure, there are people who cannot part with it. But most would rather just leave it somewhere in the house. Therefore, the roller shutter/blind should not go down at all as long as the residents are still in the garden.
In a smart home, you should not be forced to remember to take the phone with you before going outside. The necessary technology should function as inconspicuously and securely as possible and ideally be invisible and operate almost without manual intervention.
With fingerprint locks, I can almost never lock myself out ;)
A possible approach to master the task, but you are still forced to walk around the house. Which is, again, not smart.
It would be more effective to control everything by voice
That is also not the best solution but works quite well nowadays. Unfortunately, most solutions have problems with data protection. However, it is a good addition because many tasks are often completed faster than you can say the command.
and not install input devices like light/blind switches and thermostats at all. But who does that anyway ;)
Here you are getting closer to the matter. Exactly that has been done by system integrators for decades. As few control points, thermostats, etc. as possible because, basically, many are completely obsolete and only due to conventional wiring. And many immediately agree that such a piano on the wall neither looks particularly good nor is functional.
If you eliminate conventional wiring, you suddenly become much more flexible regarding control points as well.
In a single-family house, these are only very costly and in my opinion unnecessary installations and nice gimmicks for tech fans ;)
The actual extra cost is often less than one might think. Because you always have to consider the entire trade and need a proper company that knows what it’s doing. Of course, this area still gets exploited as long as possible. The numbers you sometimes see here in the forum alone (regardless of the system used) make you shake your head.
Nevertheless, such an intelligent home is contagious and you quickly get used to it. You also get much more information about the house and building technology, and many things run automatically that you would otherwise have to think about.
If you spin this further now and in the future all household devices have wifi,
Well, WIFI rather not. Too insecure and too power-hungry, etc. It will most likely be some other standard.