These are then all stand-alone solutions that are less smart in terms of being interconnected, but each system works wonderfully on its own.
Only until the time comes when these systems start to interfere with or hinder each other or annoy the residents because this or that doesn’t fit, and that will happen sooner or later.
For example, a roller shutter that goes down while you’re in the garden. The Somfy roller shutters, the heating control, and the Hue lights continue to work perfectly. Only the resident is locked out because the key is inside.
Also, you usually need a lot more devices/sensors with this approach because this or that sometimes requires the same sensor data/feedback but the systems can’t communicate with each other since one system uses ZigBee, another uses Wi-Fi, and the third uses some completely proprietary technology.
And no, sorry, a "smart home" with 20 apps on the phone for operation is not a "smart home."
You yourself mention the point that you can get the "basic features" with the individual systems. But quite often you find yourself in a vendor lock-in. You are then dependent on the manufacturer's products. It’s different with KNX.
I also can’t think of a meaningful example of which logical connections I could realize with the individual trades, and in such a way that it brings me more comfort and maybe even saves money.
Well, you probably won’t save money with it. But it saves time and increases comfort. Meaningful connections arise in managing time-dependent power consumption. Or lighting controls and scenes. For example, "normal" houses only have a few light groups, meaning the general and well-known light source. With more possibilities, suddenly people get more ideas. But what you don’t know, you don’t miss.
And: I can certainly set times for the dishwasher, the washing machine, the dryer, etc. for the wash cycle.
But you then have to do it every time. You do it 1-2 times and then stop again. In an intelligent system, that runs by itself. Set it once and that's it.
What use is it to me if the devices only turn on when the photovoltaic system is producing, but I need the laundry, the dishes, etc. right away?
That’s where the human factor comes into play, and according to Asimov’s law No. 2, you can still turn on your washing machine, dishwasher, etc. directly at the device. Or remotely start it even if it conflicts with the originally set rules. KNX supports that.
Such a partial island solution is never worthwhile...
Precisely. That’s why KNX relies on comprehensive automation and not only that. It starts much earlier by retiring conventional wiring and moving to structured wiring. This saves those unnecessary costs and avoids the accompanying limitations.