You are right, for €10,000 you can certainly get (almost) a brand new Dacia.
But anyone who buys a new car has lost control over their wallet. For under €10,000 you can also get, for example, a 2016 Octavia diesel. That's what I’m currently driving. Sometimes 1,000 km a week. It’s completely sufficient for me (!). I can’t understand the hype around Mercedes, BMW, Audi, or even VW as a house brand. I also wouldn’t know what is attractive about them in terms of price/performance. Cars are simply held in too high regard in this country ;)
You don’t say that when you spend half of your working time in the car. Sure, I can also drive around in a Dacia, but then I could just as well build a 100 sqm house for 4 people.
And anyone who can’t pursue hobbies after building a house shouldn’t build one.
If you spend half of your working time in the car, then the car should at least be a company car provided by the employer. In my opinion, this would then be excluded from the weighting list since it is not a private investment.
What cars do you get for €10,000? That’s exactly my point: I would never want to give up nice things just because of paying off 50% of the household income. You can sugarcoat the Dacia, camping, and cheap meat all you want!
And only those who have never done it can have anything against camping... No, seriously, that is an absolutely generalized statement from you. My wife and I ourselves hiked the Kungsleden in northern Sweden for 20 days with just a tent and a backpack. Does that disqualify us in any way for a house?
No one is demanding to give up nice things, but for me (!) the order of preference is clearly the one I mentioned earlier.
