Realize house construction financing or let it fail?

Not yet. Soon you will belong to the elite with a single-family house on a slab foundation.

You see, 1,000 opinions! Yesterday it was asked how it is possible that four months after approval work has still not started.

That is nonsense for 2021/22. Even my shell builder said in mid-2018 (we started the cellar excavation at the end of October 2018) that every new construction site has to accept a 12-month waiting period from the date of signing.

You still can’t say that so generally. Our shell construction company was commissioned just under two months before the groundbreaking. Everything works out with a bit of connections.

Not yet. Soon you will belong to the elite with a single-family house on a slab foundation.

By the way, I don't see "on a slab foundation" as derogatory. I would never build with a basement again without good reason. Instead, the money is invested in more above-ground living space.

You can't say that so generally. Our structural builder was commissioned just under two months before the first groundbreaking. Everything works with a bit of connections.

We should assume regular cases and not my brother the general contractor building me a 200sqm single-family house for 240k€. No one who wants to keep their employees occupied and planned out for months does something like that without postponing another client. Even I, as a former consultant, had to forecast my workload with the client three months in advance.

600k definitely feels like too much for the income. I find the whole project kind of weirdly set up. The old architect who doesn't really work for you, the house that's too big, and somehow also the wrong priorities. A house for almost a million but no ventilation system? I wouldn’t put up with that in modern plastic bunkers. I would try to find out with how many blue eyes you could break away from the architect. He has obviously already done some work, so it will definitely be five-figure. Your conditions are actually great for building a house, especially the substantial equity capital makes it comfortable. But you have somewhat lost that comfort through naivety (you could also call it megalomania). I would try to shrink the whole thing healthily and not let yourself go crazy over current horror stories and price increases. This is also being blown out of proportion a bit here compared to what it really is if you ask me. A well-thought-out, lean plan will save you more than any possible price increases next year. You don’t just have to pay for 200m², you also have to tidy and clean it.