Our financial situation - Your opinion?

  • Erstellt am 2021-08-19 21:36:11

Ypsi aus NI

2021-08-25 17:49:24
  • #1
I am slowly getting annoyed with the search for 'the best deal'. I don't know which channels I should still cover. I have the feeling that the offered conditions have simply been too bad so far. No idea if I am mistaken or chasing a pipe dream :rolleyes:
 

minimini

2021-08-25 20:40:41
  • #2
Looking at our own research and also the conditions of many co-buyers with us: anything around or below 1.0% over 20 years was a TOP interest rate at the beginning of August. I would jump at that immediately. Where does the bad feeling come from?
 

Ypsi aus NI

2021-08-25 21:07:35
  • #3
No idea :rolleyes: Because I feel like others have been offered better terms?
 

HausTmMike

2021-08-25 21:14:38
  • #4
When are you starting with the house construction? With a general contractor?
 

Yaso2.0

2021-08-25 21:15:33
  • #5


There are also others who have received worse offers.

If you feel comfortable with the advice and the offer, then go for it. Who knows what differences there are in the terms and conditions.

And besides, let that sink in for a moment, an interest rate of 0.9x.

In 2008 I closed at 5.06 and back then they said it would neeeever get cheaper..
 

pagoni2020

2021-08-25 21:21:08
  • #6
The abundance of options sometimes leads to losing one's focus. From my own experience, I know that you can search endlessly and eventually find a flaw in every option. It often helps me to set a conscious (time) point or to establish one or two non-negotiable parameters. After that, the search usually becomes easier. The problem is (at least I know it from myself) that you can/will have this so-called "too much syndrome" after the loan in every other area of house construction due to the inexhaustible possibilities. Heating, plaster, light switches, flooring, and once, for example, parquet is decided, the questions start again: Everywhere? Which one? How to lay it? Then there are sometimes justified or unjustified hints or criticisms in a forum, and off you go again from the beginning. We quickly dealt with the bank issue because we knew that we would handle it with the same advisor who had advised us well two years earlier in another case; I would have accepted slight deviations, but I didn't even check. If I ever manage that in other areas, I will be a hero. You have a good offer after various researches and feel good about it. My tip: Take it! Even with investments, stock purchases, etc., you never hit the optimal point. As soon as you have closed, you will read somewhere or from someone that you could have done better.... :D I know some people who generally do not like endless searching; somehow they radiate calmness to me, so it can't be all wrong.
 

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