A bit off-topic regarding the issue of upbringing:
So I was one of those kids who got everything handed to them on a silver platter, to borrow the phrasing here . My parents have always been average earners with an average income, big leaps and luxury were out of the question, but within their means I got everything from them and every wish was fulfilled if possible. They practically read my wishes from my eyes. I got every toy and every piece of clothing and yes, also every phone I wanted. I had my driving license paid for and for my 18th birthday I also got a car (a new Ford Fiesta but with minimal equipment). As a child/teenager I never had to work for my money, and I didn’t even have to help much with household chores . My parents themselves say that they didn’t have a happy childhood and that you’re an adult long enough and must then work for your money yourself, and that’s why they didn’t want to impose this on their children during childhood and adolescence as well. We were supposed to enjoy our childhood and youth as long as possible free and without obligations. The serious part of life would come soon enough. I love my parents very much for that, and I had an incredibly great childhood and youth.
Still, I was always (of course from a certain age) aware that my parents had to work hard for the things they bought me and that money doesn’t grow on trees. I always appreciated what they did for me and was already incredibly grateful to my parents as a child because I also saw that other kids didn’t have it so "easy" and my childhood friends delivered newspapers and had to do a lot at home while I had pure free time. I made use of that time and was very active in several sports. However, my grades were only average and I didn’t graduate high school nor go to college . But whether that is really because I got everything from my parents as a child, I doubt.
I never got pocket money but could always go to my parents when I needed money and then got it. But I always knew within what limits that was okay and in my opinion, I never took advantage of my parents. Often it even happened that my father wanted to give me more money than I actually wanted, which I then gratefully declined because I didn’t want to exploit their kindness. I would never have thought of making completely exaggerated demands, I didn’t want brand-name clothes, I didn’t want a super expensive bike or phone, I just wanted quite normal average-standard stuff.
Even as a child I was very thrifty and guarded every Euro I had like a treasure . Whereas my girlfriends regularly bought Bravo magazine with their pocket money, for me the money was too precious for that, I preferred to save it. I was aware that you have to work hard for money, even if I never had to at that time.
Of course I started an apprenticeship immediately after school (as I said, no high school diploma). That was self-evident to me. I would never have thought of not going to work because my parents would have continued to finance me. From the small apprenticeship salary (300 € monthly) I paid for all my stuff (clothing, gasoline, cosmetics, entertainment/leisure activities etc.) except food, which my parents continued to pay for because I was still living in their household.
I’m now 26 years old, have worked since my apprenticeship and even did a second apprenticeship, which I also financed myself including my own household (okay, my parents passed on child benefits to me during that time). From the start I began saving every surplus in my salary (but of course, I also treated myself to things like holidays and a new phone - within certain limits) and I didn’t throw every Euro out the window with both hands like I sometimes saw from acquaintances and friends who were raised very differently as children (delivering newspapers etc.). I would say my parents did a pretty good job with me . I did not become a spoiled brat who doesn’t appreciate money and is totally arrogant, thinks she’s better than others and regularly begs her parents for money. I tried to stand on my own two feet as soon as possible.
I don’t want to say that my parents’ method of upbringing is the right one. Certainly not for every child. But I want to show that not every child who got "everything handed to them on a silver platter" doesn’t know how to handle money. That’s always an individual thing; neither will every child who had to earn his "luxury" themselves appreciate money later, nor will every child who got everything be totally dependent and constantly mooch off the parents.
I don’t have children myself yet but I want to handle some things from my parents’ upbringing the same way with my own children because I think they did a great job. But I probably won’t be able or want to handle it quite that strictly, alone because with our mortgage it probably won’t be financially possible.
So now excuse the novel here, but I as an actually only silent reader just had to get this off my chest.