I still miss the exact texts of the contract. Now it’s already a watertight concrete shell. The architect doesn’t know that there is an earthquake zone? That building a drainage is not allowed there either? Is that your architect or the contractor’s?
As I understood the original poster, it is a kind of stand-in architect commissioned by, let’s say, the general contractor, but apparently with the scope of services limited to "service phases 3 and 4," meaning just the distillation of the building application from design drawings obtained from whatever source. I suspect the original poster brought such drawings herself, i.e., those with which she collected the offers — these are then "drawn in" and pushed through the approval process. The client of the architect is the general contractor; the contract volume for service phases 3 and 4 means that the architect’s professional liability towards the general contractor is quite limited. And the original poster herself has no claim against anyone for the negligence, since in Germany it belongs to contractual freedom to walk into an open trap as a layperson. That’s why I advised the original poster to consult what I believe is the exactly right lawyer here.
What the 11ant writes I also see as the only lifeline for you. Get out if you still can, before you build yourself into personal insolvency.
Yes, urgently. Already forecasted 30k additional costs with exactly 0 euros additional value increase of the loan collateral (and we still don’t know whether omitting the basement — which itself doesn’t solve the foundation problem — is even possible on the property side). I see the bank possibly withdrawing a financing commitment, and the original poster (at least if she continues to hesitate with the revocation) will be stuck with a construction contract that the general contractor will then want bought out expensively. Conclusion: several tens of thousands of euros plus all the legal burial costs on top for nothing but a broken building dream. A debt counselor cannot simply wipe that away with kind words. Either the original poster can still pull the emergency brake, or she has set herself back by years with one signature.