How expensive can the property be?

Civil service must be abolished and appropriate properly performance-based wages paid. Discussion over and now back to the topic?

I am curious whether the OP will still say something. I get the impression that the inquiry was made only pro forma, but the decision has already been made. In this respect, I can only point out that at least the costs should be approached realistically. Exterior facilities and carport or garage as well as the kitchen, for example, are not included in the house costs and unfortunately are not cheap either.

The criticism of civil servants mostly comes from people who a) are not familiar with the principle of public administration and b) are often dragged along by high performers in the private sector themselves and believe they are the greatest big shots. We are currently experiencing in Corona times how capable our public administration is, which implements political decisions and laws at enormous speed. In the private sector, first the works council would get involved, and one could threaten with a strike... We should simply be glad that things are as good for us as they are. The public administration and civil servants, whether teachers, police officers, or clerks in an office, altogether do a truly world-class job in every sense of the word. And I am not a civil servant – I also do not have the necessary qualifications for that. Demanding performance-based pay is a simple slogan, unimaginative and not purposeful, because this is precisely not about economically driven action, but about social organization. What happens when one pays according to performance in non-productive fields can be seen in hospitals that have to deliver quotas for certain operations – regardless of who comes as a patient. Well, cheers. A little more respect for each other, please.

I am curious if anything else will come from the OP. I get the impression that it was only asked pro forma, but the decision has already been made. In this respect, I can only point out to at least approach the costs realistically. Outdoor facilities and carport or garage as well as the kitchen, for example, are not included in the house costs and unfortunately are not cheap either.

He will be shot down by every bank.

Little pressure from superiors (unless you put it on yourself), no short-time work, no site relocations combined with operational layoffs, secure development up to the target salary by "serving time", family allowance, total flexibility regarding family, high pension compared to the state pension, practically unfireable.

I wonder here whether this is an assessment based on hearsay or if you actually know in detail in a large number of cases and are certain enough to make such a statement. It probably comes, as almost always, from hearsay and such a sweeping judgment is gladly used to defame professional groups.
I know from my professional years several employment relationships and also the respective advantages and disadvantages; still, I would not presume to make a general judgment.
You find the same lazy bums in corporations like Siemens, Bosch or Daimler as in some government offices, among employees as well as among civil servants. But you also meet dedicated civil servants and employees. It is actually a shame that such defamations must be refuted, as nowadays everyone could know that it is not a question of profession, origin, or religion whether someone is lazy or stupid or diligent or intelligent; often an honest look in the mirror would also help.
Civil servants are lazy and get everything for free, employees earn less and are under pressure, and self-employed people are generally rich and can always arrange their work as they please... AND... my favorite phrase: "... they can deduct it from taxes."
A former boss used to say: "If someone is an idiot, he’s an idiot whether he is a civil servant, employee, or self-employed. He was right!

Unfortunately, experience values, not pub talk. My wife came from the private sector (law firm), earned almost half as much there, significantly more pressure, and had to accomplish much more than now. The good ones usually get their daily work done easily in 5 hours. Those who are committed then often carry many low performers through out of good will so the department does not completely sink. But she has given that up by now; it simply doesn’t pay off because (extra) performance is absolutely 0.0 appreciated and rewarded. So service according to regulations is done and the rest of the time is spent drinking coffee and chatting. I can't even blame her for that; I think this resignation is human. This is, in my opinion, the biggest problem with civil servitude.

I especially like to listen attentively when someone then says that naturally he himself (who else??) is always the one surrounded by laziness and incompetence, of course always the others are the sluggish coffee drinkers, without forgetting to hint at his own constant top performance, strictly according to the motto "I send my best man, I come myself."
My experience tells me, on the other hand, that where loud whining is heard, one should better look in the mirror oneself; surely your wife’s colleagues probably do not see her as this top-performance turbo as you see her or she sees herself; you can be sure that their judgment would differ greatly from yours and, of course, these colleagues will rather see themselves in this top position already occupied by your wife.
Ergo - such blanket judgments are complete nonsense and show little overview of the whole, sorry!
If it is so great to be a civil servant, why didn't one just become one or why doesn't one quit at 40 and become one? After all, you are so flexible, capable, and always the sole support of the company, so there is enough for a lousy civil servant job somewhere.
It is quite simple... it is usually the whining of the dissatisfied about their own situation, into which they have pushed themselves entirely alone (as adults fully responsible) and making full use of their freedom, and now they rant or once again naturally look for the blame with the others, the lazy ones, the overprivileged.
As a coach once said to a teammate who claimed he had run so much during the whole game: "That's true - ... running around pointlessly on the pitch ..."
Otherwise, I recommend the approach according to the well-known motto: "Love it, change it, or leave it" - and please don’t tell me such crap!

By the way, I also think it's great how the administration is currently acting. However, those who are leading there are former consultants, etc. Pp. See [arbeitsagentur]. They bring pep in! It's shocking that Corona had to come so that one had to become digital in the rooms! Even the swimming pool I now have to book online.