Of course it is not optimally planned, but in general an accessory apartment is a super great thing.
In general, an accessory apartment – and especially a poorly planned one – is not a super great thing.
Why?
- Cost-benefit ratio usually doesn’t add up
- Involvement of a third party in your daily life
- You build a single-family house because you want to live without roommates like in a multi-family house
Whether double KfW funding, tax relief, sale or saving inheritance-gift tax (note exemption amount of max. 400,000) and much more.
KfW funding: So you build deliberately more expensive than 40NH? In the past, when more was funded, the funding was not an add-on but a mandatory requirement to make the accessory apartment affordable.
Tax relief: Actually, you have to pay taxes on rental income, not save taxes this way.
Inheritance/gifting: Then you officially have to make it a condominium. And that brings me to
Sale: Poorly planned accessory apartments in the basement, often without garden access, are practically unsellable. Especially because as a buyer you are dependent on the owner of the apartment (absolute majority in the owners’ meeting so that the above decides what happens below).
Every 2nd house in this street has a similarly dark and even smaller accessory apartment in the basement that is often rented out, and that is quite normal.
OK, if everyone near you crosses the street on red and drives drunk, is that normal for you too? Do you do that just to keep up with your neighbors?
For us it is important to have 3 residential units and we don’t care at all if that affects the quality of living.
I only know people who build a house to have quality of living. Houses aren’t planned to have three residential units but to not really feel comfortable in them. You can have such a wish, but then don’t be surprised if you only earn head shaking at the planning and attitude.
Our project just isn’t a standard one.
Absolutely. But with a non-standard project, I expect special quality. You only want quantity, but no quality.