Salaries, A6 and other unknowns

A claim based on a (ego-related) single example is unfortunately very weak. I disagree with you and prefer to bring the claim that salaries are indeed region-dependent with the example: West-East financial equalization. That is indisputable. Another example would be, why are rents in Munich so expensive? Certainly not because the same wages are paid in Munich as in village xyz.

I’m not going to address Steffen80 further, I already felt secondhand embarrassment.

But here it is already flawed, because people like to be put into the "region drawer." That doesn’t always work. And then you have to look even further. I will now bring the industry into play, as well as the company size. In the chemical and metal industries, people often earn quite well. In advertising, however, rather poorly, although I work in IT doing the same tasks.

Now of course I can also add that I am by far not a single example. 80% of my colleagues have suffered the same "fate." But I can write a lot when the day is long [emoji12]

I believe you, it is not like that, but I would rather look at the situation nationwide, and I think my claim is more meaningful there. In my "I" single example, I could say I work in a 100-person GmbH in a rural area. I do not earn as well as if I were to go to BMW (Munich) or Audi (Ingolstadt), but here I have low prices (e.g. land for €50/m² or 75m² warm rent for €550).

Well, - "what a used A6 costs" really depends heavily on which engine and how many other checkboxes you ticked. Your calculation, like mine (I happen to drive one myself), looks completely different than if the car is bought privately or has to be bought privately.

However, I also cannot see any "golden faucets." The majority of new builds in the single-family house sector - and I see this daily - are roughly around 300K€ in construction costs, but we also regularly manage construction projects that are in the range of about 500K€ plus the land. Of course, those are fewer, but that is nothing unusual and, analogous to the A6, you can order that from or any other architect in no time - the standard floor plan expanded by a few square meters, a few checkboxes for additional equipment here and there, and 300K€ quickly become 500K€. There are also clients who fall off their chairs after the first cost calculation from their architect because they just express their ideas and then *simsalabim* a big 4 appears upfront - which unfortunately does not fit the budget.

Therefore, one should also acknowledge here in the forum that people from this price range even provide information, which is quite valuable especially regarding the ratio of income to house or financing value. Most builders in Steffen's price category like to keep quiet about costs and income, because you do not have to wait long for corresponding comments - as is the case here.

Best regards
Dirk Grafe

But that actually provides the opposite reasoning for why someone who earns well wants to buy into the two or three "rich neighborhoods" right away. Steffen himself emphasizes that his immediate neighborhood is still building much bigger and more expensive. As a high earner, he is probably rather one of the "poorer" ones in the neighborhood. But what choice does he have if he doesn’t want to fit into the Town & Country and mass housing landscape on 450sqm plots?
It’s similar here with us; a upscale new development is emerging and everyone complains that it would become a rich ghetto. However, strangely, applicants are already lining up. No wonder, because the other new developments in the area are paved with catalog houses on the smallest possible parcels, with a flagpole and Schalke flag in the front yard. I’m not going to build a house for >400k€ there.

Agreed. However, we are in the fortunate position here that our development is quite "mixed." Whoever made the development plan did a good job. About 2/3 (60..70 semi-detached houses 90sqm and up to single-family houses 130sqm) are plots sized 450–750sqm with builder obligation. The builder builds very "inexpensively." According to the catalog, the prices ranged from 280k to just under 400k EURO including the plot (sqm approx. 250–280EUR). So "average earners" can definitely afford that. Therefore, there are many "average earning" families with many children here. I find that very pleasant. 1/3 of the plots were sold without builder obligations. These are all at least 1000sqm in size. The price per sqm is also between 260 and 300 EUR. This results in about 20 quite "expensive" houses. Presumably, no one builds here for under 700..800k total costs. There are a few outliers with 2000sqm of land and houses costing more than 1 million. I know the prices because the master builder of the builder-free houses also comes from our architect. Here, there are significantly fewer children and many owners are significantly older than us.

If this "mix" didn’t exist, we probably wouldn’t have bought this plot. I know so-called "rich neighborhoods" directly by the lake. I can’t come to terms with that. I also certainly know people who are very aloof due to wealth (real wealth). Just that kind of environment... no, no. We are much too down to earth for that.

Regards, Steffen

I'll put it this way ... there is a large car forum that also offers special subforums for the A6, where you can freely explore the topic.

Edit: I have now also removed a few comments. For those interested - the same (more or less nonsensical) discussion can already be read with other protagonists in the mentioned forum.

Everything else I will delete from here on without further comment.

In this respect, one should also recognize here in the forum that people from this price range actually provide information, which is quite valuable especially with regard to the relationship between income and house or financing value. The vast majority of builders in Steffen's price category prefer to keep costs and income to themselves, because one doesn't have to wait long for corresponding comments - as here. Best regards Dirk Grafe

, of course one should acknowledge that and indeed one does.

However, one should also keep in mind that tone is important and it can be a bit "annoying" when the user constantly shows off his numbers.

There are users here who are building with a similar volume and do not constantly go around flaunting their construction costs!

With one always gets the feeling, my car, my house, my boat