Is purchasing a house and complete renovation affordable?

Since Corona, it must be clear to almost everyone that you also need enough space at home. At least 30 m2 living room and at least 8 m2 bathroom is standard for four people. Anything less is really no longer pleasant.

Does this roughly mean, in reverse, that you shouldn't even consider building with less than 160 sqm of living space for four people? :)

Then move into this one (1) room with minimal equipment and then gradually complete the rest of the house. By the time you are done with that, according to your plan, the children will also be there. [/QUOTE] I don't want to impose living on a construction site for years on anyone. One also needs to rest sometimes and see the work due every day, not to mention the dirt. Besides, you can't find craftsmen for mini construction sites. They all want to come every 2-3 days, preferably with several people.

Since Corona at the latest, it must be clear to almost everyone that you also need enough space at home. At least 30 m2 living room and at least 8 m2 bathroom is standard for four people. Everything else is really no longer nice.

Since Corona at the latest, the following things should be clear to everyone:

- global crises can occur at any time and unexpectedly
- these crises can lead to supply shortages in all areas
- these crises can also lead to income losses up to dismissal at supposedly secure jobs at any time

Since the Russian war at the latest, the following things should be clear to everyone:

- a crisis can seamlessly transition into the next
- these crises can lead to shortages of certain raw materials (e.g. energy) at any time and thus to massive price increases
- these crises can in turn lead to massive price increases in other areas

The larger the property, the greater the energy demand and ongoing maintenance costs. In our environment, many families have had to break into parts of their savings to get through this.

Then move into this one (1) room with minimal equipment and then make the rest of the house little by little. By the time you’re done with it, according to your plan, the children will also be there.

Living on a construction site for years is something I would not wish on anyone. You also have to recover sometimes and see the work due every day. Not to mention the dirt. Besides, you can’t find a craftsman for mini construction sites. They all want to come every 2-3 days, preferably with several people. [/QUOTE] Then you have to ask yourself how important ownership is to you.

Many families in our environment have had to dissolve parts of their reserves to get through this.

Aren't reserves meant for that? *ponder*

How about letting everyone decide for themselves how big their house should be? I believe that a family with a 30sqm kitchen-living room is just as happy as a family with a 50sqm kitchen-living room. What matters much more is how you live together and whether you can afford it or not. If a big house unnecessarily burdens the family budget, then the family doesn’t benefit from it either. Especially as a child, it’s nicer to occasionally do cool things and have a 15sqm room for that, rather than never being able to do anything but having a separate playroom. We never had money either and sometimes lived in very cramped spaces. Mom slept in the living room, etc. But as a child, that really didn’t make me any less happy. On the contrary. Mom was always there and spent every € left over on us. So we were able to afford going to the cinema, bowling, or a small trip from time to time. When I look around, unfortunately, I observe the opposite more often. That the well-off children are often unhappy because the parents simply shower them with material things since they have no time anymore. Of course, that’s not always the case and there are always exceptions, but you’re seeing that more and more. What I want to get at is that you shouldn’t generalize this. Everyone should be able to build the house that fits their budget. Everything else doesn’t make sense. And if it’s a 5sqm bathroom, that’s nothing to be judged for. I’ve lived in student shared apartments with a 3sqm bathroom for 3 people. You’d burn your knees on the heater when you sat on the toilet. But it worked and was one of the best phases of my life.