I also think that the house is completely wrongly designed for the plot. We ourselves have a hillside house with an ascending slope of 6.5m on a plot depth of about 28 m. We have a residential basement with an entrance area, children's room, children's bathroom and at the rear part (i.e. in the slope) a technical and utility room with basement windows (light wells) and a cloakroom as a sluice to the garage, but it has no windows at all. The children's rooms facing forward have completely normal windows, room height, etc., which has nothing in common with conventional basement rooms. On top of this basement, we only built one more floor. We wanted to build as wide as possible to capture as much of the slope as possible with the house (and the attached garage). This way we only need L-stones on one side to catch the slope for the boundary distance. In the garden area, depending on the depth of the plot, you can work with a slope that can be nicely planted, or you can build another retaining wall and thus terrace the terrain. Of course, this costs money again.
In my opinion, 25k is never enough for your planned outdoor facilities. No matter how much personal effort you put in. Your entrance stairs alone will cost quite a bit. Do you even have heavy equipment for the outdoor work? How many meters of concrete block wall are you planning to build? Eventually, you reach your limits mixing the concrete yourself. You already want to contribute a lot of personal effort in the construction (if I remember correctly, shell construction as personal effort). Do you have a friendly company supporting you in the background? Or how is the personal effort supposed to be done? Friends can also lose interest if they are supposed to help from the shell construction to the garden.