Sell the asset or take more credit?

  • Erstellt am 2020-12-25 20:09:05

rick2018

2020-12-29 16:33:19
  • #1
And what does one become then? Master of ? Field of specialization?
I really have no idea. What do you earn then? Probably well above average.
Are you not privileged then? Can't you go into other areas with such an education? For example, pharma...
Doesn't sound like you're satisfied with your job / employment. Regardless of income.
 

Bertram100

2020-12-29 16:51:45
  • #2
I am a psychologist + psychotherapist + trauma therapist. Permanent jobs are rare (I live in Belgium, it's no different in Germany). A salaried job is okay in terms of earnings (around 2500-3000 net, depending on additional qualifications and experience). I am self-employed and earn just under 2000 euros after taxes per month. Yes, I am very satisfied with my job. It grounds me, it is fun, it is something meaningful, I have many freedoms, I enjoy and take pleasure in the conversations, the world becomes so much bigger when I hear what people go through, what they struggle with. Yes, of course I would like a bit more income. But I am quite allergic to the ego trip: I work, therefore I have a fabulous right to take something for myself. But I have arranged my life so that I choose my luxury in a limited way (for me that is quality living) and let go of the rest that I would also like. And having to let go of something is very healthy. It is indeed difficult, but on the other hand also easy. I don't need mindfulness training because my life, due to the manageable finances, takes place on a small scale. (No car, little travel, lots of moderate endurance exercise in everyday life, little sitting (except at work) is all that keeps me mentally healthy and would keep most people healthy. I am quasi “forced” to engage with my local environment. So I enjoy the nature on the roadside, can name the everyday plants, watch the squirrels, cycle through the forest to work in the morning, sometimes get very wet. Just things like that. So, I work hard (responsibility, emotional strain, number of hours) but working hard is not a currency with which you can justify something else?
 

rick2018

2020-12-29 17:11:48
  • #3
Thank you for the response. Now I have an idea. You are pretty much right in the average. Only that as a self-employed person you have to shoulder additional risks. I really don’t find that well paid for the education.
 

T_im_Norden

2020-12-29 18:17:24
  • #4
I am in favor of Ötzi having to pay a tax because instead of building an apartment building and taking an apartment in it, he wasted building land for a single-family house.
 

Ötzi Ötztaler

2020-12-29 18:28:18
  • #5
Yes, the tax would definitely be fair. I would have little objection to it. And it might have even encouraged me to build an additional granny flat and rent it out.

And now?
 

rick2018

2020-12-29 18:46:37
  • #6
You pay more property tax on a single-family house than on a multi-family house. Thus already settled.
 

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